Advice

I would have the following advice

1. Talk to your DMP about the problem and ask them where you could get funds

2. Do you belong to an ethnic or social group that has a free loan society. We in the Jewish Community have such a thing but you would probably need a creditworthy cosigner to back such a loan up.

3. Consider overdraft checking. The interest rate is high(18-21%) but you could get the money you need as a last resort.