Category: Deep in debt

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I am a single Mom of one great little boy…but what comes with that great little boy, are great expenses. I understand exactly where you are coming from. I sometimes ask myself the same things your husband asks you. I finally sat down and put it all on paper in black and white. I took 2 months and wrote down every single expense I had/have. Down to a pack of gum, just to see where it all goes.

It is amazing! You get tired of writing it all down, but a couple of things happened for me. I started paying a lot closer attention to the outgo and realized it would exceed my income before the 17th or 18th.

By month two, I made it to the 27th. Yeah for me!!! That little experiment helped me a great deal. Maybe you could make a list for your husband and you BOTH try this for 2 or 3 months. This might open his eyes a little bit. Im sorry you sound so frustrated. Like I said, I know where you are coming from 100%. You will be fine.

HI everyone, new here to the blog – so far so good. I am a wife, mother of 2, and working full time. Christmas just passed, and took quite a chunk of the finances, and a bunch of rainy day money had to also be spent on unforeseen expenses, like car repairs, etc. Not to mention the kid’s baptism and birthday parties. I was wondering if others also experience the husband asking them “I don’t understand how we got to this point, why the money isn’t stretching, and why we are such in the hole. I just don’t see where the money goes.”

I was wondering how other ladies/men handle this situation when your spouse says this.

I don’t know how else to explain that there is mortgage, car, utilities, water, garbage, old credit card debt from the past, everyday essentials, daycare, other kid’s birthday parties, etc. How do you explain it – it’s all in front of you? I am tempted to just let him handle all of the bills from this point on.

Is that a smart move? btw, should i remind him of the $3000 42″ widescreen that’s on finance, or the long lunches he goes to with friends, or the fantasy football money he spends, or all the toys that he purchases for our girls? I just don’t know!