It’s called “The Two-Income Trap: Why Middle-Class Mothers and Fathers Are Going Broke”. It also explains why bankruptcy helps, and not hurts, the family (assuming your debt isn’t from overspending on luxuries or blowing it all on nonsense, compulsive debting etc, which statistically speaking is extremely rare). That is just a small part of it though.
All I have to say is PLEASE read it and do yourself a favor (heard about it from the Dr. Phil show, which I do not watch but someone told me about it). Right now it is a BARGAIN bok at amazon in hardcover for $6.99 (less than paperback!!), which is how I bought it. The link is below to read about it, at the bargain price.
I am new to the list, and thus far my mail bounced because of account probs at yahoo…but glad to be here. Have filed BR in the past.